I’ve never met anyone who doesn’t desire financial freedom. Most everyone want to have enough money so they can afford not just their basic needs but some of those pleasures they own only in their dreams.
Well, how come only a few of us ever attain financial freedom while the rest mass of us are left to live from hand to mouth – hand to mouth is even too good for some others.
There are secrets to it! And everyone that has access to these secrets can attain financial freedom and make those their pleasure dreams come true. What are your financial dreams? Send your kids through school, buy a house for your family, rent an apartment in a cool neighbourhood, start a business, pay off a debt, become a millionaire, etc? Well, you can achieve all of these and much more if you’ll pay attention to these secrets and develop the self-discipline that they demand.
Secret #1: Make Money
Isn’t this plain simple? To have financial freedom, you need to have access to money and the easiest and quickest way to that is to do a job and start earning an income.
Now you may be saying, “but where are the jobs?” Yep! I know your dream job may be scarce but I believe there are enough jobs for everyone and probably still remain.
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It is not the job you do that makes you rich but what you do with the income from that job.
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So what training do you have that you can use to start earning an income? University degree? What about teaching in one of those private schools or get a job in other industries apart from banking, oil, telecom etc? Do you have a specialised skill like writing, bead making, decoration, hairstyling, singing, painting, marketing, etc? Don’t you think you can turn it into a moneymaking venture?
Start earning money today, even if it means you become a commercial bus driver. Start earning money today even if it means you have to learn a new skill. Start earning money today no matter what. Remember, we are not talking about short-term pride here but long-term one - how to build a solid financial future.
Secret #2: Save Money
It’s funny how people do one thing and expect a different result. If you earn money and eat-up the whole of that money each time you collect it, how then were you wondering why you couldn’t meet up your expenses and you were always broke?
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You will never have financial freedom, never be rich if you do not save a part of your income.
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This is the idea. Your income is like a fruit, an orange fruit may be. In this income fruit is your seed to financial greatness. No matter how much you enjoy the orange, you do not eat the seed with the fruit or you may be hurting yourself – hurting your ability to enjoy your favourite orange in the future. So, this is what you do – you separate the seed and keep it while you enjoy your orange juice.
Some people think it’s hard to save but supposing your company runs into troubled waters and your salary is slashed from N20,000 to N18,000. Do you think you are going to die? No! You adjust somehow. The same is true of savings.
In my next post, I’ll be showing you some creative ways to start a savings program. Hope you’ll come around then.
Secret #3: Invest Money
I’m sure by now, you are saying, “Remi, what do I do with the money I’ve saved?” Bravo, if you had this question in mind. You are right on track.
So, what do you do with your saved money? Invest it – that’s what you do. That’s what the less than 20% of the population who ever had financial freedom do.
You see, at the first stage, you work for money. Even when it may not be your dream job, you work at it because you want to be able to earn an income.
Then you do some sacrificing by not eating-up all your income. You deny yourself; you postpone gratification so you can save.
And here we are at the third stage. Here, you let your money work for you. Your money is now your employee. It works for you and brings in more money.
This is what personal finance books like Robert Kiyosaki’s Rich Dad, Poor Dad; George S. Clason’s The Richest Man in Babylon and Sam Adeyemi’s The Parable of the Dollar teach. And they are quite right.
What’s your financial dream again? Don’t you think it’s a savings then an investment away? All you need do now is know how much you are targeting, how soon you want it and the amount you will need to be saving periodically. Then choose an investment and wait for it.
These secrets are more powerful than you imagine. I have imbibed them and they have severally worked for me. I challenge you to put these secrets to use and see what positive effect they have on you. I can’t wait to read about your success.
You shall succeed!
Well, how come only a few of us ever attain financial freedom while the rest mass of us are left to live from hand to mouth – hand to mouth is even too good for some others.
There are secrets to it! And everyone that has access to these secrets can attain financial freedom and make those their pleasure dreams come true. What are your financial dreams? Send your kids through school, buy a house for your family, rent an apartment in a cool neighbourhood, start a business, pay off a debt, become a millionaire, etc? Well, you can achieve all of these and much more if you’ll pay attention to these secrets and develop the self-discipline that they demand.
Secret #1: Make Money
Isn’t this plain simple? To have financial freedom, you need to have access to money and the easiest and quickest way to that is to do a job and start earning an income.
Now you may be saying, “but where are the jobs?” Yep! I know your dream job may be scarce but I believe there are enough jobs for everyone and probably still remain.
-------------------------------------------------------------------------------------------------------
It is not the job you do that makes you rich but what you do with the income from that job.
-------------------------------------------------------------------------------------------------------
So what training do you have that you can use to start earning an income? University degree? What about teaching in one of those private schools or get a job in other industries apart from banking, oil, telecom etc? Do you have a specialised skill like writing, bead making, decoration, hairstyling, singing, painting, marketing, etc? Don’t you think you can turn it into a moneymaking venture?
Start earning money today, even if it means you become a commercial bus driver. Start earning money today even if it means you have to learn a new skill. Start earning money today no matter what. Remember, we are not talking about short-term pride here but long-term one - how to build a solid financial future.
Secret #2: Save Money
It’s funny how people do one thing and expect a different result. If you earn money and eat-up the whole of that money each time you collect it, how then were you wondering why you couldn’t meet up your expenses and you were always broke?
-------------------------------------------------------------------------------------------------------
You will never have financial freedom, never be rich if you do not save a part of your income.
-------------------------------------------------------------------------------------------------------
This is the idea. Your income is like a fruit, an orange fruit may be. In this income fruit is your seed to financial greatness. No matter how much you enjoy the orange, you do not eat the seed with the fruit or you may be hurting yourself – hurting your ability to enjoy your favourite orange in the future. So, this is what you do – you separate the seed and keep it while you enjoy your orange juice.
Some people think it’s hard to save but supposing your company runs into troubled waters and your salary is slashed from N20,000 to N18,000. Do you think you are going to die? No! You adjust somehow. The same is true of savings.
In my next post, I’ll be showing you some creative ways to start a savings program. Hope you’ll come around then.
Secret #3: Invest Money
I’m sure by now, you are saying, “Remi, what do I do with the money I’ve saved?” Bravo, if you had this question in mind. You are right on track.
So, what do you do with your saved money? Invest it – that’s what you do. That’s what the less than 20% of the population who ever had financial freedom do.
You see, at the first stage, you work for money. Even when it may not be your dream job, you work at it because you want to be able to earn an income.
Then you do some sacrificing by not eating-up all your income. You deny yourself; you postpone gratification so you can save.
And here we are at the third stage. Here, you let your money work for you. Your money is now your employee. It works for you and brings in more money.
This is what personal finance books like Robert Kiyosaki’s Rich Dad, Poor Dad; George S. Clason’s The Richest Man in Babylon and Sam Adeyemi’s The Parable of the Dollar teach. And they are quite right.
What’s your financial dream again? Don’t you think it’s a savings then an investment away? All you need do now is know how much you are targeting, how soon you want it and the amount you will need to be saving periodically. Then choose an investment and wait for it.
These secrets are more powerful than you imagine. I have imbibed them and they have severally worked for me. I challenge you to put these secrets to use and see what positive effect they have on you. I can’t wait to read about your success.
You shall succeed!
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